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                                                                                                    Those three agents were Allan Burgoyne, Terry Thorne and Chris Valardo, current President of Ontario & Atlantic Regions and National Accounts for Financial Horizons Group. “I feel very lucky to
have such a close relationship with a company that treats my business, and every agent’s business, like it’s their own.”
Having been in the industry since 1989, Allan has seen a lot. From pivoting
through changes to stop-loss rules and demutualization in 2017, to now navigating the 2020 pandemic.
A practice built
on gratitude
Angela Cao describes her career as being guided by gratitude and faith. Having a focus on helping others has impacted her success, her relationships, and her position in the insurance industry.
After completing her MBA at one
of China’s top universities, Angela established herself as a leader in real estate, but eventually felt a pull to ‘do more.’ She emigrated from China to British Columbia in 2000, and soon after an advisor introduced her to a Whole Life product. She was immediately impressed. She still holds her policy with that same advisor, who remains a dear friend.
Angela obtained her insurance license in 2002 and built her initial book of business through volunteering to help Chinese immigrants settle in Canada. Having been through the process, she wanted
to support others.
Angela sums up her personal philosophy in one key phrase: professionalism first, followed by integrity, honesty and sincerity. She appreciates that Financial Horizons Group supports these core values.
“I’m grateful for the opportunity to keep building and learning from the foundation Financial Horizons Group has built.
“Our insurance business came to a complete stop in March when providers stopped doing medicals. We were able to keep things going through the wealth management side of the business that my sons have been growing.” His sons have also helped advance the business from a technological perspective.
Burgoyne Insurance is well known in the community and gives-back generously. They support various charities in
Prince Edward Island year-round and connect with the local school board to
anonymously support families in need at Christmas. Allan also sits on the Board for Holland College, supports initiatives for international students, and is heavily involved in the Special Olympics.
One thing that may surprise you about Allan? “I’m actually very shy” he says. Judging by his welcoming and charismatic nature, you’d never know.
  They offer exceptional events, a resourceful website, and their team members are all very friendly and knowledgeable.”
“I’m grateful for the opportunity to keep building and learning from the foundation Financial Horizons Group has built.”
Throughout the pandemic, Angela has approached this new challenge with
her usual optimism. “Things are always changing in the economy, the financial industry, and in life. No matter what life throws at me, I try my best to find the positives, and then quickly adapt and make it work.” With everything slowing down, as a result of the pandemic,
Angela has found that clients have more time to think about insurance and are more receptive to receiving calls to talk about it.
Angela Cao
Now, instead of connecting with clients over dinners on the town, she makes time to cook them homemade specialties like her renowned cheesecake.
Angela has always made giving back a priority. She’s a 13-time member of the Million Dollar Round Table (MDRT),
with nine of those being Top of the
Table, a long-time donor and Platinum Knight of the MDRT Foundation, a member of Rotary Centennial Vancouver, a volunteer fundraiser for various charities, and a supporter of education initiatives that
help students in financial need.
Reflecting on what success means to her today, Angela circles back to her beginnings—practicing faith, gratitude, and doing her best without giving up her core values.
 You define success. We’ll help you achieve it.
For the past thirty years, we’ve opened offices across Canada, to better understand your local perspective, unique needs, and most importantly, your definition of success. As the financial industry continues to evolve, understanding your objectives and delivering personalized service is more important to us than ever.
Your goals are our goals, and together we can make them a reality.
To find out more, visit
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